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Lawsuit Loan Los AngelesForum - Questions & AnswersHow to find out if a law suit has been filed against me regarding a vehicle loan in Los Angeles County Califor?Question: An old vehicle loan is way past the statute of limitations. The only concern that I might have is if someone has filed a lawsuit against me. I have never been served any papers, or even contacted directly.Answer: Court records are public, search them for your name. Your credit report may also have this information. ![]() Auto loan lawsuit, court summons arrived today. What now?Question: My mother (67) let my younger brother borrow her credit to finance a car. Well everything went well, until he was gunned down and murdered in Los Angeles. My mother fell into deep depression to the point were she's still taking medication. Well sure enough the vehicle was repo'd and now she gets a court summons at her door, stating that she is being sued. My mom doesn't work, hasn't worked for a while because of her age. As a matter of fact she's currently living under a section 8 housing develpment and recieves SSI as her only source of income. I don't intend to justify the delinquent account and much less cause pitty, however my questions are: What will most likey happen? Will she get her SSI money taken? Will she go to Jail? I would honestly appreciate any insight and opinions. Thank you so much in advance.Answer: I think worst case scenario is that they would be able to obtain a judgement against her. They cannot take her SSI, and I have never heard of someone going to jail for a default on a loan. It will be attached to her credit for 7 years, but she can file a letter with the 3 major credit bureaus regarding this issue. Basically, what happens is that they sue for the amount of the loan minus the amount the car sold for plus attorney and suit fees. So sorry to hear about your brother, and good luck. ![]() |
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